NC-130 *
Santa Barbara Superior Court · Civil
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Last updated July 22, 2026
The NC-130 is used by people who want to ask a court to cancel or reduce a debt that a creditor is trying to collect from them, usually when they claim the debt isn't valid or they can't afford to pay it. Someone would need this form if they've been sued for unpaid money and want to formally respond to the court explaining why they believe they don't owe the debt or shouldn't have to pay the full amount.
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